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Paytrail Oyj

From Buckingham Intelligence · Register data as at 30 October 2026

Paytrail Oyj is authorised as a payment institution by the Finnish Financial Supervisory Authority, reference 21228397, and has been since 5 September 2011. It can serve customers in Finland and 19 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicencePayment institution
RegulatorFinnish Financial Supervisory Authority
Regulator reference21228397
First authorised5 September 2011
Head officeJyväskylä, Finland
Countries it can serveFinland plus 19 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Direct debits on a credit line
  • Card payments on a credit line
  • Credit transfers on a credit line
  • Accepting card payments for merchants
  • Payment initiation
  • Account information

Where it can operate

19 countries notified in addition to Finland.

Austria, Belgium, Denmark, Estonia, France, Germany, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Spain, Sweden.

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at Paytrail Oyj, claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About Paytrail Oyj's licence.

Is Paytrail Oyj regulated?

Yes. Paytrail Oyj is authorised as a payment institution by the Finnish Financial Supervisory Authority, reference 21228397, since 5 September 2011, according to the EBA register as at 30 October 2026.

Which countries can Paytrail Oyj serve?

Finland, plus 19 other EU and EEA countries where it has notified the right to provide its services.

What is Paytrail Oyj allowed to do?

The register lists: direct debits, card payments, credit transfers and standing orders, direct debits on a credit line, card payments on a credit line, credit transfers on a credit line, accepting card payments for merchants, payment initiation, account information.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.