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An Indian platform where financiers bid to buy suppliers' invoices, licensed by the Reserve Bank of India as a TReDS platform (an exchange for discounting invoices owed by larger buyers to smaller suppliers) and by IFSCA for cross-border trade.
KredX scores 1.9 out of 5 (38 out of 100) in the Buckingham Intelligence Invoice Finance and Factoring Index 2026 and ranks 7 of 10. It is strongest for indian suppliers to large companies wanting competing bids from financiers, and its best criterion is regulatory standing at 4 out of 5. Not published or not stated on the pages read: pricing, product range, advance and speed, published eligibility and contract flexibility.
Scores from the Invoice Finance and Factoring Index 2026.
No award in the Invoice Finance and Factoring Index 2026.
| Segment | Score out of 100 | Rank |
|---|---|---|
| For small B2B suppliers | 30 | 9 of 10 |
| For mid-sized firms | 41 | 7 of 10 |
| For payment and fintech firms | 43 | 5 of 10 |
The score out of 5 is the overall score out of 100 divided by 20. Leader goes to the top three overall, Best for to the first in each segment, and Top rated for to a score of 5 out of 5 on a criterion. Awards cannot be bought.
Where it scores best, and where to check closely, as shown in each ranking.
Indian suppliers to large companies wanting competing bids from financiers.
What KredX publishes on its own pages, read on 26 October 2026.
An Indian platform where financiers bid to buy suppliers' invoices, licensed by the Reserve Bank of India as a TReDS platform (an exchange for discounting invoices owed by larger buyers to smaller suppliers) and by IFSCA for cross-border trade. It holds ISO 27001. It publishes no fees or eligibility thresholds, and suppliers remain liable if the buyer does not pay.
| Fact | What the provider publishes |
|---|---|
| Products | Domestic Factoring (Factoring, Reverse Factoring, Dynamic Discounting) and Import-Export Factoring (Import Financing, Export Financing), plus receivables and payments automation tools. |
| Pricing | "Zero Collateral, Best Rates"; financiers "bidding to offer the best rates"; no fees published. |
| Advance and speed | "around 80% of their invoice value in just 2-3 days". |
| Eligibility | Invoices must be "raised on blue chip companies"; "Eligibility and amount of discounting is governed by the creditworthiness of the business." |
| Recourse | "The borrowers are obliged legally to pay back the amount owed to the investors"; "KredX is a tech platform and it does not assume any credit risk on behalf of the investors." |
| Regulatory standing | "RBI-licensed TReDS platform"; "IFSCA-licensed ITFS platform"; "ISO 27001:2013 certified". |
| Date read | 26 October 2026 |
A fact that is not published is scored as not offered or, for a fee, as if it were high. It is never estimated.
Facts read on 26 October 2026 from: kredx.com, kredx.com/faq.
Each score with the evidence behind it.
Each criterion is scored 0 to 5 against the best published offer in the Invoice Finance and Factoring Index. 0 means not offered or not published. How it is scored
The other providers in the same ranking, ordered by score.
| Provider | Score out of 5 | Rank | Strongest for |
|---|---|---|---|
| Defacto | 2.8 | 1 of 10 | French firms wanting confidential single-invoice funding with no contract |
| FundThrough | 2.6 | 2 of 10 | US and Canadian suppliers wanting published fees and no obligation to fund every invoice |
| Earlypay | 2.6 | 3 of 10 | Australian firms, including start-ups, wanting a published rate range |
| Ultimate Finance | 2.5 | 4 of 10 | UK B2B suppliers wanting a high advance and a fast set-up |
| Riviera Finance | 2.0 | 5 of 10 | US and Canadian small firms wanting the factor to carry the credit risk |
| altLINE | 1.9 | 6 of 10 | US businesses wanting factoring from a bank with itemised fees |
| Skipton Business Finance | 1.8 | 8 of 10 | UK firms with sales up to £30m wanting confidential discounting |
| eCapital | 1.7 | 9 of 10 | Larger US, Canadian and UK firms needing big facilities and fast funding |
| Fundbox | 1.2 | 10 of 10 | Small businesses in four countries wanting invoice funding next to other credit |
Side by side on every criterion, fact and award.
Head-to-head comparisons cover pairs within the top five of each ranking. KredX is compared with its alternatives in the table above.
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