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Universo, IME, S.A.

From Buckingham Intelligence · Register data as at 30 October 2026

Universo, IME, S.A. is authorised as an e-money institution by the Bank of Portugal, reference 7500, and has been since 16 July 2015. It can serve customers in Portugal only.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicenceE-money institution
RegulatorBank of Portugal
Regulator reference7500
First authorised16 July 2015
Head officeMaia, Portugal
Countries it can servePortugal only
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Cash withdrawals from a payment account
  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Direct debits on a credit line
  • Card payments on a credit line
  • Credit transfers on a credit line
  • Issuing payment cards or instruments
  • Accepting card payments for merchants
  • Issuing e-money

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at Universo, IME, S.A., claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About Universo, IME, S.A.'s licence.

Is Universo, IME, S.A. regulated?

Yes. Universo, IME, S.A. is authorised as an e-money institution by the Bank of Portugal, reference 7500, since 16 July 2015, according to the EBA register as at 30 October 2026.

Which countries can Universo, IME, S.A. serve?

Portugal only. The register shows no notifications for other countries.

What is Universo, IME, S.A. allowed to do?

The register lists: cash withdrawals from a payment account, direct debits, card payments, credit transfers and standing orders, direct debits on a credit line, card payments on a credit line, credit transfers on a credit line, issuing payment cards or instruments, accepting card payments for merchants, issuing e-money.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.