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SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD)

From Buckingham Intelligence · Register data as at 30 October 2026

SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD) is authorised as a payment institution by the Central Bank of Cyprus, reference 115.1.2.5, and has been since 13 July 2018. It can serve customers in Cyprus and 29 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicencePayment institution
RegulatorCentral Bank of Cyprus
Regulator reference115.1.2.5
First authorised13 July 2018
Head officeNicosia, Paphos, Limassol, Larnaca, Cyprus
Countries it can serveCyprus plus 29 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Money remittance

Where it can operate

29 countries notified in addition to Cyprus.

Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD), claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD)'s licence.

Is SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD) regulated?

Yes. SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD) is authorised as a payment institution by the Central Bank of Cyprus, reference 115.1.2.5, since 13 July 2018, according to the EBA register as at 30 October 2026.

Which countries can SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD) serve?

Cyprus, plus 29 other EU and EEA countries where it has notified the right to provide its services.

What is SPSPI SMART PAY SERVICES PAYMENT INSTITUTION LTD (formely UNISTREAM CYPRUS LTD) allowed to do?

The register lists: money remittance.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.