Home › Buckingham Intelligence › Register › SMILE & PAY

SMILE & PAY

From Buckingham Intelligence · Register data as at 30 October 2026

SMILE & PAY is authorised as a payment institution by the ACPR (Banque de France), reference 500872023, and has been since 3 December 2019. It can serve customers in France only.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicencePayment institution
RegulatorACPR (Banque de France)
Regulator reference500872023
First authorised3 December 2019
Head officeNeuilly Sur Seine, France
Countries it can serveFrance only
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Credit transfers and standing orders
  • Accepting card payments for merchants

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at SMILE & PAY, claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

Claim this page

Questions

About SMILE & PAY's licence.

Is SMILE & PAY regulated?

Yes. SMILE & PAY is authorised as a payment institution by the ACPR (Banque de France), reference 500872023, since 3 December 2019, according to the EBA register as at 30 October 2026.

Which countries can SMILE & PAY serve?

France only. The register shows no notifications for other countries.

What is SMILE & PAY allowed to do?

The register lists: credit transfers and standing orders, accepting card payments for merchants.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.