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SIA ''xpate"

From Buckingham Intelligence · Register data as at 30 October 2026

SIA ''xpate" is authorised as an e-money institution by the Bank of Latvia, reference 40203411426, and has been since 5 October 2023. It can serve customers in Latvia and 28 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
Other namesxpate
LicenceE-money institution
RegulatorBank of Latvia
Regulator reference40203411426
First authorised5 October 2023
Head officeRīga, Latvia
Countries it can serveLatvia plus 28 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Direct debits on a credit line
  • Card payments on a credit line
  • Credit transfers on a credit line
  • Issuing payment cards or instruments
  • Accepting card payments for merchants
  • Issuing e-money

Where it can operate

28 countries notified in addition to Latvia.

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at SIA ''xpate", claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About SIA ''xpate"'s licence.

Is SIA ''xpate" regulated?

Yes. SIA ''xpate" is authorised as an e-money institution by the Bank of Latvia, reference 40203411426, since 5 October 2023, according to the EBA register as at 30 October 2026.

Which countries can SIA ''xpate" serve?

Latvia, plus 28 other EU and EEA countries where it has notified the right to provide its services.

What is SIA ''xpate" allowed to do?

The register lists: direct debits, card payments, credit transfers and standing orders, direct debits on a credit line, card payments on a credit line, credit transfers on a credit line, issuing payment cards or instruments, accepting card payments for merchants, issuing e-money.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.