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Ratepay GmbH is authorised as a payment institution by BaFin, reference 136305, and has been since 20 June 2018. It can serve customers in Germany and 29 other EU and EEA countries.
From the official register, refreshed monthly.
| Status | Authorised |
|---|---|
| Licence | Payment institution |
| Regulator | BaFin |
| Regulator reference | 136305 |
| First authorised | 20 June 2018 |
| Head office | Berlin, Germany |
| Countries it can serve | Germany plus 29 other EU and EEA countries |
| Source | EBA register entry, data as at 30 October 2026 |
The payment services listed on its authorisation.
29 countries notified in addition to Germany.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
Overview, products and contacts, added by the firm once verified.
Not yet verified by the firm.
If you work at Ratepay GmbH, claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.
About Ratepay GmbH's licence.
Yes. Ratepay GmbH is authorised as a payment institution by BaFin, reference 136305, since 20 June 2018, according to the EBA register as at 30 October 2026.
Germany, plus 29 other EU and EEA countries where it has notified the right to provide its services.
The register lists: issuing payment cards or instruments, accepting card payments for merchants, money remittance.
The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.