QONTO

From Buckingham Intelligence · Register data as at 30 October 2026

QONTO is authorised as a payment institution by the ACPR (Banque de France), reference 819489626, and has been since 21 June 2018. It can serve customers in France and 10 other EU and EEA countries.

Licence and status

From the official register, refreshed monthly.

StatusAuthorised
LicencePayment institution
RegulatorACPR (Banque de France)
Regulator reference819489626
First authorised21 June 2018
Head officeParis, France
Countries it can serveFrance plus 10 other EU and EEA countries
SourceEBA register entry, data as at 30 October 2026

What it is authorised to do

The payment services listed on its authorisation.

  • Cash withdrawals from a payment account
  • Direct debits
  • Card payments
  • Credit transfers and standing orders
  • Card payments on a credit line
  • Credit transfers on a credit line
  • Issuing payment cards or instruments
  • Accepting card payments for merchants
  • Payment initiation
  • Account information

Where it can operate

10 countries notified in addition to France.

Austria, Belgium, Germany, Ireland, Italy, Luxembourg, Netherlands, Poland, Portugal, Spain.

From the firm

Overview, products and contacts, added by the firm once verified.

Not yet verified by the firm.

If you work at QONTO, claim this page to add your overview, products and contacts. Claims are checked against an email address at your firm's own website, and the licence details always come from the register. Verification is free.

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Questions

About QONTO's licence.

Is QONTO regulated?

Yes. QONTO is authorised as a payment institution by the ACPR (Banque de France), reference 819489626, since 21 June 2018, according to the EBA register as at 30 October 2026.

Which countries can QONTO serve?

France, plus 10 other EU and EEA countries where it has notified the right to provide its services.

What is QONTO allowed to do?

The register lists: cash withdrawals from a payment account, direct debits, card payments, credit transfers and standing orders, card payments on a credit line, credit transfers on a credit line, issuing payment cards or instruments, accepting card payments for merchants, payment initiation, account information.

How is this page kept up to date?

The licence details are refreshed from the EBA register each month. The firm can verify the page and keep its own section current.