WhatsApp and Telegram +44 7563 115980
[email protected]
An independent annual ranking of the treasury systems and currency hedging providers that businesses use to see their cash, make payments and protect against exchange rate moves. 13 providers, six criteria, nothing paid for.
Scores out of 100. Each segment weights the criteria differently; the method is below. Facts read on 26 October 2026 from the providers' own pages.
The mean of the 3 segment scores.
| Rank and provider | Score /100 | Status | Strongest for |
|---|---|---|---|
| 1. Kyriba | 83 | Treasury management system | Large corporate treasury teams wanting one system for cash, payments and FX risk |
| 2. Atlar | 62 | Treasury management system | Mid-market finance teams wanting bank and ERP links with strong security |
| 3. Ripple Treasury (GTreasury) | 62 | Treasury management system | Corporate treasury teams wanting hedge accounting inside the TMS |
| 4. Kantox | 54 | Automated FX hedging software and payments | Mid-sized firms automating hedges from ERP data |
| 5. Bound | 49 | FX hedging platform | UK small and mid-sized firms wanting a published hedge price |
| 6. Ebury | 44 | FX hedging and international payments provider | Importers and exporters needing hedges in many currencies and countries |
| 7. Trovata | 43 | Cash management and treasury platform | Finance teams wanting a published base price for multi-bank cash visibility |
| 8. Convera | 40 | FX hedging and international payments provider | Firms paying in many currencies wanting forwards and options with FCA authorisation |
| 9. Corpay Cross-Border | 37 | FX risk management and cross-border payments provider | Firms paying in many currencies that want hedging without an upfront deposit |
| 10. Agicap | 35 | Cash management and forecasting platform | Small and mid-sized European firms forecasting cash across many banks |
| 11. MillTech | 33 | FX hedging and cash investment platform | Fund managers and corporates wanting multi-bank FX pricing |
| 12. Hedgebook | 31 | Hedge management and valuation software | Firms in Australia, New Zealand and the UK needing hedge valuations for audit |
| 13. Nilus | 31 | Treasury, AR and AP automation platform | Finance teams wanting cash, forecasting and payments on top of their ERP |
Weighted to published pricing and regulatory standing: a business buying or selling abroad needs to know the cost of a hedge and who holds its money.
| Rank and provider | Score /100 | Status | Strongest for |
|---|---|---|---|
| 1. Kyriba | 73 | Treasury management system | Large corporate treasury teams wanting one system for cash, payments and FX risk |
| 2. Ripple Treasury (GTreasury) | 57 | Treasury management system | Corporate treasury teams wanting hedge accounting inside the TMS |
| 3. Bound | 57 | FX hedging platform | UK small and mid-sized firms wanting a published hedge price |
| 4. Atlar | 55 | Treasury management system | Mid-market finance teams wanting bank and ERP links with strong security |
| 5. Kantox | 45 | Automated FX hedging software and payments | Mid-sized firms automating hedges from ERP data |
| 6. Trovata | 44 | Cash management and treasury platform | Finance teams wanting a published base price for multi-bank cash visibility |
| 7. Ebury | 39 | FX hedging and international payments provider | Importers and exporters needing hedges in many currencies and countries |
| 8. Convera | 39 | FX hedging and international payments provider | Firms paying in many currencies wanting forwards and options with FCA authorisation |
| 9. Corpay Cross-Border | 33 | FX risk management and cross-border payments provider | Firms paying in many currencies that want hedging without an upfront deposit |
| 10. MillTech | 31 | FX hedging and cash investment platform | Fund managers and corporates wanting multi-bank FX pricing |
| 11. Nilus | 30 | Treasury, AR and AP automation platform | Finance teams wanting cash, forecasting and payments on top of their ERP |
| 12. Agicap | 29 | Cash management and forecasting platform | Small and mid-sized European firms forecasting cash across many banks |
| 13. Hedgebook | 24 | Hedge management and valuation software | Firms in Australia, New Zealand and the UK needing hedge valuations for audit |
Weighted to coverage, integration and risk reporting: one system for cash, payments, hedges and the accounting that follows.
| Rank and provider | Score /100 | Status | Strongest for |
|---|---|---|---|
| 1. Kyriba | 91 | Treasury management system | Large corporate treasury teams wanting one system for cash, payments and FX risk |
| 2. Ripple Treasury (GTreasury) | 68 | Treasury management system | Corporate treasury teams wanting hedge accounting inside the TMS |
| 3. Kantox | 65 | Automated FX hedging software and payments | Mid-sized firms automating hedges from ERP data |
| 4. Atlar | 64 | Treasury management system | Mid-market finance teams wanting bank and ERP links with strong security |
| 5. Ebury | 45 | FX hedging and international payments provider | Importers and exporters needing hedges in many currencies and countries |
| 6. Hedgebook | 45 | Hedge management and valuation software | Firms in Australia, New Zealand and the UK needing hedge valuations for audit |
| 7. Trovata | 43 | Cash management and treasury platform | Finance teams wanting a published base price for multi-bank cash visibility |
| 8. Bound | 43 | FX hedging platform | UK small and mid-sized firms wanting a published hedge price |
| 9. Corpay Cross-Border | 42 | FX risk management and cross-border payments provider | Firms paying in many currencies that want hedging without an upfront deposit |
| 10. Agicap | 39 | Cash management and forecasting platform | Small and mid-sized European firms forecasting cash across many banks |
| 11. Convera | 36 | FX hedging and international payments provider | Firms paying in many currencies wanting forwards and options with FCA authorisation |
| 12. MillTech | 36 | FX hedging and cash investment platform | Fund managers and corporates wanting multi-bank FX pricing |
| 13. Nilus | 31 | Treasury, AR and AP automation platform | Finance teams wanting cash, forecasting and payments on top of their ERP |
Weighted to reach, integration and standing: many currencies, an API and a regulated counterparty.
| Rank and provider | Score /100 | Status | Strongest for |
|---|---|---|---|
| 1. Kyriba | 84 | Treasury management system | Large corporate treasury teams wanting one system for cash, payments and FX risk |
| 2. Atlar | 68 | Treasury management system | Mid-market finance teams wanting bank and ERP links with strong security |
| 3. Ripple Treasury (GTreasury) | 60 | Treasury management system | Corporate treasury teams wanting hedge accounting inside the TMS |
| 4. Kantox | 52 | Automated FX hedging software and payments | Mid-sized firms automating hedges from ERP data |
| 5. Ebury | 48 | FX hedging and international payments provider | Importers and exporters needing hedges in many currencies and countries |
| 6. Bound | 46 | FX hedging platform | UK small and mid-sized firms wanting a published hedge price |
| 7. Convera | 44 | FX hedging and international payments provider | Firms paying in many currencies wanting forwards and options with FCA authorisation |
| 8. Trovata | 41 | Cash management and treasury platform | Finance teams wanting a published base price for multi-bank cash visibility |
| 9. Agicap | 36 | Cash management and forecasting platform | Small and mid-sized European firms forecasting cash across many banks |
| 10. Corpay Cross-Border | 35 | FX risk management and cross-border payments provider | Firms paying in many currencies that want hedging without an upfront deposit |
| 11. Nilus | 32 | Treasury, AR and AP automation platform | Finance teams wanting cash, forecasting and payments on top of their ERP |
| 12. MillTech | 31 | FX hedging and cash investment platform | Fund managers and corporates wanting multi-bank FX pricing |
| 13. Hedgebook | 25 | Hedge management and valuation software | Firms in Australia, New Zealand and the UK needing hedge valuations for audit |
Each criterion is scored 0 to 5 against the best published offer in this edition. 0 means not offered or not published.
6 criteria, scored only from what each provider publishes.
Whether one provider publishes all four parts: currency hedging (fixing an exchange rate now for a payment due later, through forward contracts or options), a single view of cash across all banks, payments, and cash forecasting.
FX margins, hedge rates or plan prices on a pricing page. "From", "starting at" and "get a quote" prices do not count.
The published number of currencies supported, or of banks the platform connects to.
Named connections to enterprise resource planning systems (ERP, the software a firm runs its accounts on, such as SAP, Oracle or NetSuite) and a published API for developers.
For firms that trade currency or hold client money: the regulator and reference number. For all firms: security certifications such as ISO 27001 (an international standard for managing information security) and SOC 2 Type II (an independent audit of security controls).
Capture of currency exposures from the firm's own systems, mark-to-market valuation (the current value of open hedges at today's rates), and hedge accounting reports under IFRS 9 or US GAAP (the rules that let hedge gains and losses be matched to the items they protect).
| Criterion | Importers and exporters | Corporate treasury teams | Payment and fintech firms |
|---|---|---|---|
| Coverage | 20 | 25 | 20 |
| Published pricing | 25 | 5 | 15 |
| Global reach | 15 | 15 | 20 |
| Integration | 10 | 25 | 20 |
| Regulatory standing and security | 20 | 10 | 20 |
| Risk reporting | 10 | 20 | 5 |
| Criterion | 5 | 3 | 0 |
|---|---|---|---|
| Coverage | Hedging, multi-bank cash view, payments and forecasting all published | Two of the four published | Not published |
| Published pricing | A table of FX margins, hedge rates or plan prices on a pricing page | One price or rate published | Not published, or "from" prices only |
| Global reach | 100 or more currencies, or 1,000 or more banks connected, published | 40 to 99 currencies, or 100 or more banks, published | Not published |
| Integration | Named ERP connections and a published API | One of the two published | Not published |
| Regulatory standing and security | Regulator and reference number plus a security certification, or both ISO 27001 and SOC 2 Type II for software-only firms | One of these published | Not published |
| Risk reporting | Exposure capture, mark-to-market valuation and hedge accounting all published | One of the three published | Not published |
Score out of 100 is the sum of each criterion score divided by five and multiplied by its weight. The overall ranking is the mean of the segment scores. Ties are broken by coverage, then regulatory standing and security. A provider that does not publish a price is scored as though the price were high, because a business cannot plan on an unpublished price. Prices are scored on the standard published rate, never an introductory, promotional or "from" rate, and a figure counts only when it appears on a pricing, fee or terms page rather than in a marketing line. A provider that serves one country only is scored on access for that country, and the limitation is printed in its profile.
What each provider publishes, criterion by criterion, with the date read and the source.
A treasury management system covering cash, payments, forecasting, FX and interest rate risk, and working capital. It publishes connections to 10,000 banks, named ERP connectors, open APIs and the fullest set of security reports in this edition. Prices are not published.
| Coverage | Products: Treasury ("Real-time cash & treasury management"), Risk Management ("FX, Debt, Investments, Interest Rates"), Payments, Connectivity and Working Capital; cash forecasting. |
| Pricing | Not published on the pages read. |
| Global reach | "Connect to 10,000 banks, right out of the box." |
| Integration | "Pre-built connectors (SAP, Oracle Cloud, NetSuite, Microsoft Dynamics 365, Workday, and more)"; "open APIs". |
| Standing and security | Trust Center lists ISO 27001 certification; "SOC 1, SOC 2, and SOC 3 Type II Reports"; TISAX certified. |
| Risk reporting | FX exposure management; "Support derivative and hedge accounting for ASC and IFRS compliance". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.kyriba.com, www.kyriba.com, www.kyriba.com, www.kyriba.com.
A treasury platform for cash management, payments, forecasting, reconciliation and investments. It publishes connections to more than 100 banks, named ERP connections, an API, ISO/IEC 27001:2022 and SOC 2 Type II. It does not offer FX hedging, and plans are priced on quote.
| Coverage | Cash Management, Payments, Cash Forecasting, Bank Reconciliation, Investments and Debt Management. |
| Pricing | Connect, Essential, Professional and Enterprise plans: "Get a quote". |
| Global reach | "Atlar connects to 100+ banks and provides real-time visibility across banks and ERPs in over 100 countries". |
| Integration | "ERPs include NetSuite, MS Dynamics, and SAP"; "Atlar API Access" and sandbox access. |
| Standing and security | "We hold a full ISO/IEC 27001:2022 certification"; "we have achieved SOC 2 Type II compliance". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.atlar.com, www.atlar.com, www.atlar.com.
A treasury management system, now branded Ripple Treasury, powered by GTreasury, covering cash visibility, forecasting, payments, risk and hedge accounting. It publishes 300+ bank connectors, SOC 1 and SOC 2 Type 2 audits twice a year and SWIFT service provider status. Prices and named ERPs are not published on the pages read.
| Coverage | "Real-time cash, risk and payment management"; liquidity management; cash flow forecasting; "Identify, measure and hedge financial risk"; netting. |
| Pricing | Not published on the pages read. |
| Global reach | "300+ pre-built bank connectors, ERP integration and 99.9% uptime." |
| Integration | ClearConnect "bank and ERP connectivity suite"; ERP systems not named on the pages read. |
| Standing and security | "SOC 1 Type 2, SOC 2 Type 2, and PCI-compliant, and undergoes SOC 1 Type 2 and SOC 2 Type 2 audits twice annually, and is a L2BA SWIFT Service Provider." |
| Risk reporting | "A 98%+ intelligent match rate on reconciliation and hedge accounting built in"; risk identification and measurement. |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: gtreasury.com, gtreasury.com.
Software that automates currency hedging from exposure data in the firm's own systems, with FX payments and a hedge accounting module. It holds FCA and Bank of Spain payment institution authorisations and names its ERP connections. Prices and currency counts are not published.
| Coverage | Kantox Dynamic Hedging, Kantox In-House FX, Hedge Accounting Module, Dynamic Pricing, and Payments & Collections; micro, layered and static hedging programmes. |
| Pricing | Not published on the pages read. |
| Global reach | Travel clients face exposure "across dozens of currencies"; no currency count published. |
| Integration | "ERP systems, including SAP, Oracle, Microsoft Dynamics, and NetSuite"; fintechs connect "directly via API". |
| Standing and security | "Kantox Limited ... is authorised by the Financial Conduct Authority, FRN: 580343, as a Payment Institution"; Kantox European Union SL "authorized by the Bank of Spain as a Payment Institution with registration number 6890". |
| Risk reporting | "Automatically capture all FX exposure data, including forecasts, firm orders and balance sheet items"; Hedge Accounting Module with "Audit-ready hedge accounting reports". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.kantox.com.
An FX hedging platform for UK businesses with spot, forwards and international payments. It is the only provider in this edition to publish a full table of hedge prices by annual volume, and it holds FCA investment firm and e-money authorisations. Currency counts, named integrations and security certifications are not published.
| Coverage | "Hedging strategies", "Amend trades at any time", "Spot transactions", "International payments" and "Multi-currency support". |
| Pricing | "Spot pricing from: 0.03%" and hedge pricing tiers by annual FX flow: 0 to 20M 0.45% (5% margin deposit) or 0.75% (0% margin deposit), down to 250M+ 0.25% or 0.50%. Changing a forward's date 0.05%. "No setup fees. No monthly fees." |
| Global reach | Number of currencies not published. |
| Integration | "Accounting integrations" listed; systems not named; API not mentioned on the pages read. |
| Standing and security | "Bound Rates Limited is authorised and regulated by the Financial Conduct Authority (FCA) as a MiFID investment firm (FRN 966723). It is also authorised by the FCA under the Electronic Money Regulations 2011 ... (FRN 1036025)." |
| Risk reporting | "Real-time analytics", "Hedging performance" reports and a risk simulator tool. |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.bound.co, www.bound.co.
An FX and payments provider for businesses, with forwards, non-deliverable forwards, options and limit orders alongside multi-currency accounts. It publishes regulated entities in the UK, EU, Australia, Hong Kong, Dubai, Brazil and Chile with reference numbers. Prices, integrations and risk reporting are not published on the pages read.
| Coverage | Forward contracts, non-deliverable forwards, options contracts and "Spot FX & Limit Orders"; multi-currency accounts; international payments; financing. |
| Pricing | States "transparent pricing" with no setup costs or hidden fees; no figures published. |
| Global reach | "Lock in FX rates for future cash flows across 60+ currencies." |
| Integration | Homepage lists "APIs"; ERP connections not named on the pages read. |
| Standing and security | "Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (reference number: 900797)"; Ebury Mass Payments Limited FCA payment institution 577057; entities regulated by the National Bank of Belgium, ASIC (AFSL 520548), DFSA and the Central Bank of Brazil. |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.ebury.com, www.ebury.com, www.ebury.com.
A cash visibility, forecasting and payments platform with a treasury management system. It is one of only two treasury providers in this edition to publish a price, a base package at $24k a year with stated limits. Bank counts, named integrations and certifications are not published on the pages read.
| Coverage | Trovata Cash, Trovata TMS, Bank Pro and MultiBank Connector; balances, cash positioning, forecasts, reconciliation and payments; "Hedging & Risk" listed as a use case. |
| Pricing | Base Package: "$24k/year" including 1 bank, 100 accounts, 1,000,000 transactions and 10 users; more on quote. |
| Global reach | Number of banks or currencies not published. |
| Integration | Integrations page and Developer Portal listed; ERP systems not named on the pages read. |
| Standing and security | Security page describes TLS 1.2 encryption and AWS Key Management Service; certifications not named. |
| Risk reporting | "Hedging & Risk" use case listed without detail. |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: trovata.io, trovata.io.
An international payments and FX risk provider with forward contracts and FX options. It publishes access to more than 140 currencies through 50+ bank partners and FCA authorisation with its register reference. Prices, integrations and risk reporting are not published on the pages read.
| Coverage | Forward contracts; FX options and "structured options"; international payments; collections "in more than 100 currencies". |
| Pricing | Not published on the pages read. |
| Global reach | "An expansive payment network of 50+ bank partners and 500+ bank accounts, enabling access to over 140 currencies across 200+ countries and territories." |
| Integration | Not published on the pages read. |
| Standing and security | Convera UK entity "authorised by the Financial Conduct Authority under the Payment Services Regulations 2020 (Register Reference: 517165)". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: convera.com.
The cross-border payments and currency risk business of Corpay, which now also includes GPS Capital Markets. It publishes the widest currency coverage of the FX providers in this edition and no initial deposit on hedges. Prices, named integrations, licence numbers and certifications were not found on the pages read.
| Coverage | "Utilize a wide range of hedging tools"; "Place automated limit orders to protect a budget rate"; multi-currency accounts; international payments; AP automation. |
| Pricing | Not published on the pages read. |
| Global reach | "Monitor markets, place trades, and settle payments in more than 145 currencies"; "4.1+ million payments annually, 200+ countries, and 21,000+ customers". |
| Integration | Not published on the pages read. |
| Standing and security | Licence details and certifications not found on the pages read. |
| Risk reporting | "Analyze your currency risk and assess risk appetite"; "full suite of reporting tools" on transactions; "No initial deposit on FX hedges and accommodative mark-to-market thresholds". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.corpay.com, www.corpay.com.
A cash management and forecasting platform with payments and accounts payable and receivable. It publishes connections to more than 300 banks and 150 accounting packages. It does not offer FX hedging, and prices and certifications are not published.
| Coverage | Treasury Management, Account payable, Account receivable, Payments, and Banking & ERP connectivity; "anticipate and follow the evolution of your cash flow in real time". |
| Pricing | "The Agicap offer is annual, with a minimum 12-month subscription." No prices published. |
| Global reach | "Agicap is compatible with more than 300 UK, Irish and international banks." |
| Integration | "Compatible with more than 150 accounting and financial software packages"; systems not named. |
| Standing and security | Not published on the pages read. |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: agicap.com.
An FX hedging and cash investment platform, formerly MillTechFX, giving access to pricing from several large banks with transaction cost analysis. It publishes FCA authorisation for its trading entities. Prices, currency counts and named integrations are not published.
| Coverage | "Advanced FX Hedging & Cash Investment Solutions"; FX Management, Cash Management, Trade Workflow Automation and Transaction Cost Analysis. |
| Pricing | Not published on the pages read. |
| Global reach | "Access preferential FX pricing from up to 15 Tier 1 banks"; "$500bn+ Average annual trading volume". |
| Integration | "Automated. Integrated. Connected."; no named systems or API on the pages read. |
| Standing and security | "MGTS and MGIL are authorised and regulated by the Financial Conduct Authority (MGTS FRN: 911636, MGIL FRN: 171039)." |
| Risk reporting | Transaction Cost Analysis and "independent analytics". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.milltechfx.com.
Software for managing FX, interest rate and commodity hedges, with independent valuations and hedge accounting under IFRS and US GAAP. It publishes the strongest risk reporting in this edition and a public API. It does not trade or make payments, and prices and certifications are not published.
| Coverage | "Leading software for FX, interest rate and commodity risk management - including reporting, analytics and independent financial instrument valuations". |
| Pricing | Not published on the pages read. |
| Global reach | "10+ Countries"; "1400+ Companies"; "US$5.3B+ FX Forwards p/a". |
| Integration | Public API listed; ERP connections not named. |
| Standing and security | "Hosted on Microsoft's Azure cloud platform, with decentralised servers located in the European Union"; certifications not published. |
| Risk reporting | FX Exposure Tool covering "FX forwards, collars participating forwards and more"; "Accurate valuations in seconds"; "Supports IAS 39, IFRS 9, CVA/DVA for IFRS 13, and IFRS 7 calculations plus US GAAP". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.hedgebook.com, hedgebook.com, hedgebook.com.
A treasury platform for cash visibility, a 13-week forecast, payments, collections and reconciliation that posts entries back to the ERP. It lists SOC 2 Type II and SOC 1. It does not offer FX hedging, and prices, bank counts and named ERPs are not published.
| Coverage | "Real-time cash, self-correcting forecasts"; "a 13-week forecast"; sweeping, pooling and intercompany netting; "Intercompany and supplier payments, end to end" by ACH, wire, SEPA or RTP. |
| Pricing | Not published on the pages read. |
| Global reach | Not published on the pages read. |
| Integration | "Agentic Treasury for ERPs"; "push clean journal entries to your ERP"; ERP systems not named. |
| Standing and security | "SOC 2 Type II" and "SOC 1" listed under "Enterprise-grade security and compliance". |
| Date read | Read 26 October 2026 |
Facts read on 26 October 2026 from: www.nilus.com.
The index is paid for by nobody.
No provider pays to be assessed, listed or ranked, and there are no sponsored places. Providers do not apply: BCC selects the providers a business is likely to consider and scores them from their own pages. Any provider may ask to be assessed; the request changes nothing about the score.
Every figure is read from the provider's own pricing, product, legal or help page on the date shown. Providers may send corrections to [email protected]; a correction changes the page only where the provider's own page supports it. Every provider is re-read monthly and a new edition is published each October.
Banks' own FX desks, retail currency brokers for individuals, and treasury consultants are left out. GPS Capital Markets is not ranked separately because its website now presents it as part of Corpay. HighRadius is not assessed in this edition because its treasury page could not be read separately from its wider finance software on the date of reading. Providers that sell only accounts receivable or accounts payable software are ranked in other indices.
Ranked providers may show the index badge on their own site.
The badge is free. The one condition is that it links to this page, so that a reader can check the score and the method behind it. It is withdrawn if the link is removed or the provider leaves the index.
Embed: <a href="https://www.buckinghamcapitalconsulting.com/treasury-fx-index"><img src="https://www.buckinghamcapitalconsulting.com/assets/bcc-treasury-fx-index-2026.svg" alt="Ranked in the Buckingham Capital Consulting Treasury and FX Hedging Index 2026" width="300"></a>
Nobody. No provider pays to be assessed, listed or ranked.
An agreement that fixes an exchange rate today for money a business will pay or receive later. The most common is a forward contract, which fixes one rate for one future date. An option gives the right, but not the duty, to exchange at a set rate.
Because finance teams buy both to answer the same question: how much cash do we have, in which currencies, and how exposed are we to rate moves. The segments show which type each buyer should weight.
A provider that trades currency or holds client money must be authorised. The regulator and reference number let a business check the firm on the public register before sending money.
Every provider is re-read monthly and a new edition is published every October.
No. The index compares published facts and is not a recommendation to use a particular provider or to hedge.
Tell us what you need and where you operate.