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Empowering Innovation in Digital Payments

Launch digital banking and payment services across Europe

Launch your fintech with us and build a digital payments business by offering your services to the 520 million European market and accessing the €162 trillion growing digital payments sector.

Our range of services and products enable you to offer digital banking products and provide payment services.

Electronic Money
Institution Licence 

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 Cryptocurrency Licence

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Payment Institution 

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 Bank Licence

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Company set up, AML & Compliance

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Card issuing

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Explore your possibilities: we can help with the licencing, technology, company set up and everything else you need.

Issue your own branded Debit Cards / IBANs across Europe


We can help you provide branded debit cards to personal or business users issued by Visa or Mastercard.

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Issue Prepaid Cards


We can help you provide branded prepaid cards to personal or business users, for general spend, payroll, loyalty, travel, corporate expense or for other use.

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Issue E-wallets

Enable users to store e-money or digital currency in electronic or digital wallets, in multiple currencies. 

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Offer a global Money Transfer solution


Enable your users to send money globally, across Asia, Europe, Africa and the rest of the world. 

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Provide innovative Payment Solutions


Provide users with money management tools including account to account payment services (payment initiation) enabling users to pay directly from their bank account.

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Provide Payment Processing and Merchant Acquiring Services


With a single licence, enable merchants and retailers, both physical and online retailers to accept card payments across Europe. 

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A fully managed end-to-end service.

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EMI/PI Licence
Company Formation
Safeguarding bank account
Payment System, E-wallets & apps
Visa/MastercardCard Issuing

      We offer full management and preparation of your application, including a business plan. We offer a full money-back

      on an unsuccessful application. We have a 100% success rate. 

      We are able to help you obtain the licence in most countries within the European Economic Area, including the UK,

      Ireland, Lithuania and Estonia. We can also advise you on local country requirements and the best choice of country.

      We take the licence preparation away from you, helping you avoid making mistakes and causing delays or rejection

      by the regulator, whilst offering you a money-back guarantee so that you can focus on planning and building your


      We save you time by preparing the licence application, giving you the confidence that it is being prepared by a team

      of experts with over 15 years of experience.

      The licence will enable you to access the 520 million European market and build substantial digital payments

      fintech business by accessing the growing digital payments market.

      Guiding you through the application preparation stage

       -     Managing the entire application from planning to obtaining the licence
       -     Preparing, completing and submitting the application form
       -     Submitting the individual directorship forms
       -     Submitting the application to the financial regulator
       -     Assisting with any correspondence/further questions from the financial regulator after submitting your 

             application until 

             your licence has been granted.  

       -     Full help and support in preparing replies to any follow-on questions from the regulator.

Abstract Waves


Everything you need to know.   In one place.

Some of our clients.

Why leading firms choose us as their partner.

"Buckingham Capital Consulting has been a reliable and trusted partner. They spent time understanding our business, people and processes and worked closely with us throughout the process. They completed our licencing application to a high standard and in a timely and efficient manner. We were delighted with how smooth the entire process was from the application preparation and submission but also with the case officer at the FCA. Buckingham Capital Consulting ensured that our licence was obtained in an efficient and smooth manner. The value and expertise they provide became obvious early on in the process. We highly recommend Buckingham Capital Consulting."

An end-to-end service.

We spend significant time understanding our clients, their culture, ambitions and road-map. We understand where they are and where they want to be and achieve. We help them achieve this transition and provide an end-to-end service.

With our licencing service, we discuss client requirements and the financial services they wish to offer. We assess their business model, team and resources. Following our assessment, we provide a realistic and honest assessment of application strength, as well as make our recommendations.

Recent successful work.

Buckingham Capital Consulting helps Nexpay obtain FCA Authorised Payment Institution licence.

Buckingham Capital Consulting helps Dzing Financial obtain FCA Authorised Electronic Money Institution (AEMI) licence.

Buckingham Capital Consulting advises Global Send on obtaining the Authorised Payment Institution licence.

Buckingham Capital Consulting helps Onpoint Money Transfer obtain a payment institution licence in the UK to offer money transfer services.  

Buckingham Capital Consulting helps McMillan Cancer - one of Britain's largest charities obtain an FCA consumer credit licence to offer financial services.

Buckingham Capital Consulting helps Hami obtain a payment institution licence in the UK to offer money remittance services. 

About us.

With over 13 years of experience, Buckingham Capital Consulting has become a leading digital banking and payment specialist firm. We help businesses to provide digital banking and payment services and help with licencing, compliance, consulting, and banking facilities, offering a full banking-as-a-service set-up, enabling businesses to launch fintech propositions in as little as 1 month. Our services are delivered and led by a team of experts, who are passionate and care about the work they do. 

We help manage the end-to-end process of setting up, including licencing, compliance, consulting, systems & IT and operational setup. We work closely with financial regulators, banks and third parties in helping our clients obtain banking services and specialist facilities.  

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